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Part D, Prescription Drug Coverage

Part D/Prescription Drug Coverage:

  • Provided for by Private Insurance Companies

  • Phase 1 You pay the Deductable $505 for 2023

  • Phase 2 Initial Coverage ($4660 Prescription Cost) out of pocket initial coverange with copay

  • Phase 3 Coverage Gap, you pay 25% in Gap

  • Phase 4 Catastrophic Coverage, you pay a small copay after pay $7400 in out of pocket drug costs.

  • Copays, Deductible and Formularies can vary by carrier

The "Donut Hole"

You pay 100%

Coverage Gap


Initial Coverage
You pay Copays

Catastrophic Coverage You
pay  5%

Total Cost 

Out of Pocket

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